GroWorth Legal Policies and Agreements

Welcome to GroWorth’s Legal Center. Below you’ll find all the key policies and agreements governing the use of our services, donations, and sponsored Micro Enterprise programs. Each document has been crafted to ensure transparency, compliance, and trust.

1. Terms of Service

Outlines the rules and conditions for using the GroWorth and Linkedio platforms. It includes user responsibilities, prohibited uses, service access rights, and legal protections for both users and GroWorth.

2. Privacy Policy

Explains how we collect, use, store, and protect your personal data across all our platforms and services. This policy applies to all users, donors, and Micro Enterprises and includes our cookie and data usage practices.

3. Master Services Agreement (MSA)

Details the overarching terms for any services provided via Linkedio, including licensing, payment, liability limits, termination clauses, and platform usage requirements.

4. Data Processing Agreement (DPA)

Defines our roles and responsibilities as a data processor under global data protection laws (like GDPR). It includes terms for data access, transfers, sub-processors, breach notifications, and audit rights.

5. Cookie Policy

Describes the types of cookies used on our platforms, their purpose (e.g., analytics, personalization, marketing), and your rights to manage cookie preferences in compliance with applicable data laws.

6. Donor Agreement

Covers the terms under which individuals or organizations donate to GroWorth. It outlines the rights and recognition of donors, as well as refund conditions, reporting, and privacy assurances.

7. Return & Refund Policy

Specifies how refunds are handled for subscriptions or donations. It clarifies eligibility conditions, refund timelines, and how changes in ioToken allocations may affect sponsored Micro Enterprise services.

8. Micro Enterprises Terms

Legally binds sponsored Micro Enterprises to GroWorth’s service conditions. It clarifies that ioToken sponsorships are limited and subject to change based on donor funding and platform capacity, protecting GroWorth from legal liability in such cases.