GroWorth Trust Terms of Service

Effective Date: 27 March 2025

 

Welcome to GroWorth Trust (“we,” “us,” “our”), a Public Benefit Organization (PBO) registered in South Africa (PBO Number: 930082699, Income Tax Reference No: 0845998251). These Terms of Agreement govern your interactions with GroWorth Trust including access to our website, donations, use of the Linkedio service, and related services.

By using our Website, making a donation, subscribing to our services, or accessing Linkedio, you agree to be bound by these Terms of use, our Privacy Policy, Donor Agreement, Return and Refund Policy, Data Processing Agreement, Cookie Policy and Master Services Agreement.

 

1. Introduction

Welcome to Linkedio, a service provided by GroWorth, a Public Benefit Organization. These Terms of Service govern your access and use of the Linkedio platform, associated services, and related applications.

By using our services, you agree to be bound by these terms, our Privacy Policy, and other referenced legal agreements.

 

2. Authorized Business Representation

By registering a company on the Linkedio platform, you represent and warrant that you are an authorized representative of the company you create, manage, or otherwise associate with your Linkedio account. You must have the necessary legal authority to act on behalf of such entity.

GroWorth reserves the right to immediately suspend or terminate access to the Linkedio platform if we reasonably believe that a user has misrepresented their authority or falsely claimed affiliation with a business.

By accepting these Terms, you confirm that all submitted business information is accurate and that you are legally authorized to represent the company listed under your Linkedio profile.

 

3. Use of the Service

You agree to use Linkedio only for lawful purposes and in accordance with these Terms. Unauthorized use, including but not limited to impersonation or misrepresentation, may result in suspension or termination.

 

4. Acceptance of Terms

By interacting with GroWorth Trust or its platforms, you confirm that you have read, understood, and agreed to all applicable terms. This includes service subscribers, donors, funders, third-party agents, and platform users.

 

5. Donations and Payments

  • Donations are accepted via fiat and cryptocurrency.
  • Payments are processed through PayFast, PayPal, and authorized third-party gateways.
  • All donations are final and non-refundable, unless a technical error is confirmed by GroWorth.
  • Donors will receive Section 18A tax-compliant receipts, if eligible.

 

6. ioToken Usage

  • Subscribers receive ioTokens for each subscription term.
  • ioTokens are used within the Linkedio platform for automations and services.
  • Unused ioTokens expire at the end of each subscription period and are automatically donated to the Micro Enterprise ioToken Pool.
  • Top-Up ioTokens are non-refundable and do not expire while the subscription is active.

 

7. Donor and Funder Participation

  • Donors and funders consent to their data being collected, processed, and stored in the EU in compliance with GDPR.
  • Donors may request anonymity, opt out of communications, or restrict usage of their data.

 

8. Data Privacy and Processing

  • All personal and customer data is processed under the GroWorth Privacy Policy.
  • Data is securely hosted in the European Union via OVH.
  • Use of third-party AI services such as LLMs is integral to Linkedio, and Customer Data may be transmitted via secure APIs to these services for automation, transformation, and enrichment.

 

9. Third-Party Users and Agencies

  • Agencies and third-party service providers may manage services on behalf of their clients through the Linkedio platform.
  • These parties are responsible for ensuring proper authorization and consent from their clients in accordance with privacy and data laws.

 

10. Refunds and Cancellations

  • All payments, Top-Up ioTokens, and donations are final and non-refundable.
  • Subscription cancellations are permitted at any time, but no partial refunds apply.
  • ioTokens from cancelled subscriptions follow the standard expiration and donation rule.

 

11. Security

  • All user data is encrypted in transit and at rest.
  • Security breaches that materially affect user data will be disclosed with appropriate remediation steps.

 

12. Legal Jurisdiction

These Terms are governed by the laws of South Africa. Any disputes shall be subject to the exclusive jurisdiction of the courts in Johannesburg.

 

11. Modifications

GroWorth reserves the right to update or modify these Terms at any time. Continued use of the service after updates constitutes acceptance of the revised Terms.

 

13. Contact

For questions regarding these Terms: Email: legal@groworth.io

Privacy: privacy@groworth.io

Donor & Funding: funding@groworth.io

 

Thank you for your support of GroWorth Trust and our mission to empower Micro Enterprises and communities through Linkedio.